Singapore Personal Finance Creator

I built the
wealth. Let me
help yours grow.

Chris Chong here, founder of HoneyMoneySG. Former Chartered Accountant. I share real strategies on CPF optimisation, high-efficiency investing, and financial independence, the exact same ones I use myself.

Chris Chong
Chris Chong
Founder, HoneyMoneySG & SoloBizSG · Ex-Chartered Accountant
50K+
Followers
2021
Founded
10yr+
Investing

Latest articles

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HSBC Revolution Buff April 2026 HoneyMoneySG
Credit Cards · Miles
HSBC Revolution just got a lot better. Here's what changed.
Mar 17, 2026 · 7 min read
4 mpd permanently restored on travel and contactless. 8 mpd if you park $50k in the EGA. Here is my full breakdown.
Best Cashback Cards with No Minimum Spend Singapore 2026
Credit Cards · Cashback
Best Cashback Cards with No Minimum Spend in Singapore 2026
Mar 12, 2026 · 13 min read
Eight cards, zero minimum spend. My pick for convenience and the one I actually carry as a catch-all.
Singapore Economy 2026 Prediction
Singapore · Trends · Economy
The Future of Singapore's Economy. My 2026 prediction.
Mar 6, 2026 · 11 min read
Fewer babies, more seniors, more furkids, and a quiet housing inheritance wave. What I think the next decade actually looks like.
My Investment Strategy for 2026. A lot has changed.
Investing · ETF
My Investment Strategy for 2026. A lot has changed.
Mar 3, 2026 · 6 min read
Why I stopped S&P 500, switched to a global ETF, and started buying gold and silver.
Best Credit Cards for Travel Bookings Singapore 2026
Credit Cards · Travel
Best Credit Cards for Travel Bookings in Singapore 2026
Jan 23, 2026 · 9 min read
Platform discounts first, miles second. My full stacking strategy for flights and hotels in 2026.
CPF Full Retirement Sum 2026 Update
CPF · Retirement
CPF Full Retirement Sum 2026. Four years on.
Jan 3, 2026 · 8 min read
My real balances, 2026 interest forecast, the VCMA window, and whether I regret hitting FRS early.
My CPF Strategy for 2026. And Why You Should Have One Too.
CPF
My CPF Strategy for 2026. And Why You Should Have One Too.
Jan 1, 2026 · 9 min read
Most people let CPF sit on autopilot. Here is how I think about it differently.
I Set a USD 1 Million Goal at 30. I Hit It at 34.
F.I.R.E.
I Set a USD 1 Million Goal at 30. I Hit It at 34.
Dec 31, 2025 · 10 min read
The number, the timeline, the portfolio breakdown, and what changed after I got there.
My 2026 Credit Card Strategy Just Changed
Credit Cards
My 2026 Credit Card Strategy Just Changed
Dec 26, 2025 · 8 min read
A new card changed how I stack miles, cashback and dining rewards across my wallet.
Chris Chong
Est. 2021

Real numbers.
Real results.

I'm Chris, founder of HoneyMoneySG and SoloBizSG, a former Chartered Accountant (Singapore) and Bachelor of Accountancy graduate from Nanyang Technological University.

Whether you're trying to hit your first investment milestone, plan for financial independence, or figure out how to structure your business tax-efficiently, I share the exact strategies I use myself, with real portfolio numbers, real CPF moves, and real timelines.

💰
Personal Finance & FIRE
CPF optimisation, SRS tax optimisation, passive investing suitable for everyday Singaporeans, credit card strategy, and the honest path to financial independence.
🏢
Business & Tax Efficiency
Via SoloBizSG, I help solopreneurs and online business owners incorporate smartly and reduce tax through proper corporate structures.
📢
Brand Partnerships & Collaborations
50K+ YouTube followers, 20K+ Telegram community, 9M+ views. I connect your brand with financially motivated Singaporeans who act.

Reach an audience that acts on financial decisions

My audience is not casual scrollers. They are financially motivated Singaporeans who research before they spend, invest, and save. If your brand wants to reach people who actually convert, let's talk.

🤝

Brand Collaborations

Long-term ambassador relationships built on authenticity. I only partner with brands I genuinely believe in, which means my endorsement carries real weight with a financially motivated audience.

🎬

Video & Social Campaigns

Dedicated content across YouTube, TikTok, and Instagram. With 50K+ followers and a highly engaged following, your brand gets seen by people who are ready to act.

📢

Telegram & Newsletter

Direct access to a tight-knit community actively hunting for the best financial deals in Singapore. High open rates. High intent. Zero fluff.

🎓

Corporate Training & Finance Social Media

Structured financial literacy workshops for companies and employees, plus advisory on building a credible finance presence on social media. CA-level rigour, real-world experience.

🎤

Speaking & Events

Financial literacy workshops, corporate talks, and panel appearances. I bring technical depth and real-world credibility to every stage I step on.

📊

B2B Consulting ↗ solobizsg.com

SoloBizSG helps solopreneurs and first-time founders go from idea to income. We provide practical education, proven systems, and community. We cover everything from incorporation to building lean, scalable businesses. Services include the SHIFT foundation course, SCORE workshops, and SPARK one-to-one consultations.

Singapore's best deals, curated

Every link here is personally vetted. Use my referral codes to get the best sign-up bonuses available in Singapore.

💳 Credit Cards
60+ deals
Verify MCC Code List
MCC Check (HeyMax)
SingSaver Credit Card Offers
SingSaver Dyson Gift Offers
AMEX Official
AMEX Highflyer Card
AMEX Krisflyer Ascend
AMEX Krisflyer Blue
AMEX Platinum Charge
S$1,744
AMEX Platinum Credit
AMEX True Cashback
CIMB World Mastercard
CIMB Visa Infinite
CIMB Visa Signature
Citi Official Website Offers
Citi SingSaver
Citi Cashback
Citi Cashback Plus
Citi PremierMiles
Citi Rewards
Citi Prestige
Citi Prestige (SingSaver)
Citi M1
Citi SMRT
Citi Clear (Students)
SingSaver DBS Cards Offer
DBS Altitude AMEX
DBS Altitude VISA
DBS Live Fresh
DBS Takashimaya AMEX
DBS Woman's Blue
DBS Woman's World Mastercard
DBS yuu AMEX
DBS yuu VISA
DBS Vantage
POSB Everyday
HSBC Live+ (SingSaver)
HSBC TravelOne (SingSaver)
HSBC TravelOne Official
HSBC Advance (SingSaver)
HSBC Revolution (SingSaver)
HSBC Credit Card Official Offers
HSBC SingSaver
Maybank DUO Platinum Mastercard
Maybank Family & Friends
Maybank Manchester United
Maybank World Mastercard
Maybank Horizon VISA
Maybank FC Barcelona
Maybank Platinum VISA
OCBC 365
OCBC Rewards
OCBC 90N Mastercard
OCBC 90N VISA
OCBC Infinity
OCBC Frank
OCBC NXT
SCB Official Cards
C224D
SCB SingSaver Offers
SCB Smart
SCB Smart (SingSaver)
SCB Rewards+
SCB SimplyCash
SCB Journey
UOB Cards Official
UOB Singtel Card
UOB Absolute
UOB EVOL
UOB Krisflyer
UOB Lady
UOB ONE VISA
UOB PRVI AMEX
UOB PRVI Mastercard
UOB PRVI VISA
UOB VISA Signature
Trust Cashback Card (1% base)
HUQPC614
Trust Link Card (ATM)
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Let's work together

If your brand wants to reach financially savvy Singaporeans who actually make decisions, I want to hear from you. Fill in the form or reach out directly , I respond to every serious enquiry within 2 business days.